DS+B employee benefit plan / 401(k) audit and advisory professionals are efficient and highly-experienced in helping mid-market businesses and organizations review, manage and select retirement plans. As a member of the AICPA Employee Benefit Plan Audit Quality Center, we stay up to date on the latest regulatory changes from ERISA, DOL and IRS to make sure your plan is in compliance and continues to provide its intended purpose to your HR and business needs.

Employee benefit plan audit and advisory services:

  • Employee benefit plan / 401(k) / retirement plan audit – including initial plan audits, final plan audits, short plan year audits combined with first year plan audits.
  • Review of overall plan strategy and cost structure
  • Resolution of complex compliance issues discovered during the audit
  • Assistance with prohibited transaction issues
  • Assistance with IRS and DOL audits
  • Full recordkeeping for Balance Forward Plans and ESOP’s
  • Participant distribution processing (cash, rollovers, hardships, in‐service, QDRO processing)
  • New loan processing
  • 401k contribution and loan payment processing on various recordkeeping web sites
  • Prepare estimated annual employer contribution calculation
  • Prepare final annual employer contribution calculation
  • Prepare annual Form 5500 and related schedules
  • Prepare Summary Annual Report
  • Form 8955‐SSA
  • Annual trust reconciliation
  • Plan compliance testing which includes 415 test, top heavy test, ADP/ACP test and general nondiscrimination test
  • 1099R processing on segregated accounts
  • Prepare Form 945
  • Signature‐ready prototype plan documents and related agreements
  • Summary Plan Description preparation
  • Plan amendments as required for regulatory and tax law changes

Let’s discuss how we can help ensure compliance and provide ongoing support for your organization’s employee benefit / 401(k) plans.Contact us today